We offer flexible mortgages to fit your needs
You can choose from our customised financing options to implement your real estate projects. Whether a functional new building, renovations according to your needs, or property financing: You will always benefit from attractive conditions.
We attach special importance to your real estate financing needs. We offer individualised mortgage models for real estate in Liechtenstein and Switzerland.
Our wide range of mortgage models is based on interest rates that are either variable or fixed for a specific time period. We employ both models to your advantage. For flexible solutions, we combine different models.
With this solution, you pay your equity into a building loan account, which is used to pay current invoices. Each quarter, we charge the contractually agreed interest rate and commissions on the effectively used loan amount. Once the building construction has been successfully completed and all invoices have been paid, we convert the building loan into a mortgage of your choice.
This mortgage model relies on a variable interest rate adjusted to the current market situation. Interest payments are made every half-year. This model offers you several advantages. In addition to an unlimited duration, you can always switch to a different model. You also benefit immediately from any reductions in the mortgage interest rate, and you have the option to repay the mortgage flexibly throughout the term of the mortgage.
This mortgage is based on a fixed interest rate for the entire term of the mortgage, which may be between two and ten years. The minimum amount is CHF 100'000. Interest payments are made every half-year. The advantage for you is the consistent calculation of payments because there are no interest rate fluctuations.
The interest rate for this solution is based on the 1-month, 3-month, or 6-month CHF Libor rate. This rate is regularly determined for international interbank transactions and is locked in before the start of the agreed fixed-rate period. Interest is paid at the end of the fixed-rate period. The contractual term of this mortgage model is three to five years. The minimum amount is CHF 200'000. This model may be advantageous for you in that you consistently benefit from the market interest rate.
- Financial security for your real estate projects
- Individually selectable mortgage model
- Calculation in advance for fixed interest rates
- Possible advantages with market interest rates
- Overview of complete costs and payments
Different advantages for each model
The selection of your mortgage depends on your real estate object and needs. You can always count on our competent advice.
The right mortgage
Transparency for you
Optimised interest payments
Take advantage of our wide range of loans
While mortgages are specifically intended for real estate projects, our other loan options likewise offer you plenty of leeway – whether you're interested in investments or have a short-term need for liquidity.
Obtain the right financing through us – as your partners
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