Over the next five years, the LLB Group aims to significantly further increase its business volume: firstly, through accelerated organic growth and, secondly, through targeted acquisitions. These aims are based on the security and stability of the LLB Group, combined with excellent investment competence and investment performance for private and institutional clients. In our private and corporate client business, we also want to expand our position in Liechtenstein and our very strong position in Switzerland.

The LLB will continue to rely heavily on personal service for its clients using a hybrid advisory model supported by technology. Our digital client platform will be further modernised, and our range of digital products and services for all client groups will be further expanded. The LLB Group will take an agile approach so that we can respond consistently to ever-changing client needs. At the same time, the LLB Group will simplify, standardise, and automate its core processes to increase efficiency and make the bank more scalable. The LLB Group is investing CHF 100 million in digital transformation for this purpose over the next five years.

Sustainability has been an integral part of the LLB's DNA for 160 years. The LLB Group aims to take on a pioneering role and has set itself ambitious targets. The LLB Group's banking operations already became climate-neutral in 2021 – as the first bank to achieve this goal in Liechtenstein and one of the first banks in Switzerland and Austria. The LLB Group is also setting itself the goal of being completely climate neutral by 2040 – ten years earlier than most of its competitors. This is in line with the United Nations' highly ambitious 1.5 degree climate target. To achieve this goal, CO2 emissions in banking operations and those of client portfolios are to be reduced significantly. The already advanced conversion of the bank's own products to sustainability will be driven forward and supplemented by new, innovative products.